Achieve healthy, radiant skin without worrying about your finances.
With Affirm,
payments are easy.
Affordable Skincare
At HealthOne, we offer flexible payment options for our patients through our payment partnership with Affirm.
This is a convenient way for you to pay the total cost of your treatment by breaking it into smaller payments over time. Various term lengths and price breakdowns are available, so you can choose an option that aligns with your budget and needs.
It’s a simple, affordable option backed by thousands of doctors and happy patients.
Book now and make flexible payments with Affirm.


Affirm Key Benefits
- No Impact to Your Credit Score
- No Obligation to Accept a Loan Offer
- Instant Loan Approval Decision
- No Prepayment Penalties
- 100% Online
- Payment options available for purchases from $300 - $15,000
- 0% APR on 12-month terms for purchases above $1000
- For purchases <$1000, repayment terms of 3, 6, 12 months at interest rates between 10% to 31.99%
How it works
Step 1
Create your account.
Step 2
Choose how to pay.
Step 3
Make your payments.

Book withConfidence
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
- Transparent: Affirm tells you the total amount you’ll pay up front. That number will never go up.
- Flexible: You choose the payment schedule that works best for you.
- Fair: Affirm doesn’t charge late fees or hidden fees of any kind, ever.
Disclosure
Rates from 0-31.99% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.
Eligible Treatments
For every age and stage, we design personalized treatment plans for healthy, glowing skin.
Find a
Skin Clinic
Near You
HealthOne Skin Clinic Harbourfront
HealthOne Skin Clinic & Cosmetic Surgery The Well
Frequently Asked Questions
Does insurance cover any part of my treatment?
Most cosmetic and aesthetic treatments are considered elective procedures and are not covered by insurance. However, certain treatments, such as laser therapy for medical skin conditions (e.g., rosacea, acne scars) or injectables for medical reasons (e.g., Botox for migraines or hyperhidrosis), may be eligible for partial coverage. It’s best to check with your insurance provider to determine eligibility.
Do you accept credit card payments for treatments instead of financing?
Yes, we accept major credit cards (Visa, Mastercard) as a payment option.
Can I finance only part of my treatment cost?
Yes, many financing options are flexible, allowing you to finance the entire amount or just a portion of the procedure cost. For example, Affirm offers this flexibility to suit your financial needs.
How does the payment process work with the clinic?
Please visit https://www.affirm.com/en-ca/how-it-works to learn more.
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due
Does checking my eligibility affect my credit score?
No, your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number. This helps Affirm verify that it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com or visit https://helpcenter.affirm.com/s/
Can I return an item I bought with Affirm
Yes—you can return an item you bought with Affirm by initiating the process as per HealthOne’s return and refund policy.
Return Policy: Products can be returned or exchanged under the following conditions
- The product is unused and in its original, unopened packaging.
- The product caused an adverse skin reaction, supported by evidence such as a medical note or photos.
- Return requests must be made within 30 days of purchase with the original receipt.
Refund Policy
- For packages, refunds may be issued for unused sessions, if requested within 90 days of purchase.
- For products, refunds will only be granted if the return criteria (above) are met.